The Role of the Employer in the Employee’s Credit Load: Future Trends
Household debt no longer stays at home. It walks into the office as stress, distraction, and churn. Employers are starting to notice. When credit cards, student loans, medical bills, and rising mortgage costs pile up, performance slips and retention suffers. Salaries matter, but pay alone won’t fix financial strain. The next wave of benefits is more targeted: help with repayment, smarter refinancing, and tools that build resilience. Think of it as financial well-being 2.0 — practical, measurable, and built around reducing the drag debt puts on work and life.
